Informed insight on financial and tax planning issues

This is such an important time of year for taking action on a number of financial and tax planning opportunities, especially for business owners who want to accumulate and preserve personal wealth.

Many companies throughout Central Scotland are enjoying an upturn in trading, including those within the construction and leisure sectors. ad+ is helping business owners within Glasgow and Lanarkshire to […]

Budget Review: March 2015

The Chancellor’s 2015 Budget contained some important announcements and confirmed a number of changes planned for the new tax year.

We have put together a newsletter which contains the latest tax and financial information, which we trust you will find useful.
Topics covered include:

Business tax and investment incentives
The end of the traditional tax return
National insurance contributions
Pensions and savings
Value Added Tax
Income tax and […]

Win a free signed copy of ‘My Fight to the Top’ by Michelle Mone

ad+ is giving you the chance to win a SIGNED copy of Michelle Mone’s autobiography “My Fight To The Top.” It could be on its way to you if you are selected as our winner!

Entering couldn’t be easier – for your chance to win just “Like” the ad+ page andShare” the competition post.
Enter Now
Below, you will find the Terms […]

Self Employment: What Expenses are Tax Deductible?

If you’re self-employed, you probably know that you can claim legitimate business expenses and set them against your tax bill – but not all expenses qualify so it’s important to make sure your claim is valid. At ad+ we can help.

For example, unless something that you buy for your business is a capital asset, a computer or machinery (which you […]

How to cope with job and financial uncertainty

In Scotland as throughout Europe, most workers now face a significantly longer life in employment than their parents or grandparents. Across 48 years of working[1] a typical individual entering the workforce today might expect to have nine full or part time jobs – and on average at least one major career change! Research from LV= shows a sharp shift from […]

Confusion Over New Retirement Income Choices

Many people in Glasgow and Lanarkshire do not yet fully understand the significance of the new retirement income choices. At ad+ we often find that even some experienced business owners do not appreciate the significance of the changes available for retirement income from 6th April 2015.

According to a recent ‘Real Retirement’ survey (full sources and references below) by Aviva more […]

Invaluable insight from surveys

Surveying clients and prospects can provide invaluable insight. The process doesn’t need to be complicated in order to deliver worthwhile feedback.
Your survey can be completed in person, over the phone, or on-line.

You can get feedback on the quality of service received, ask for ideas and suggestions, or check out local business conditions.

In a prospect survey you might uncover what is […]

ad+ Wealth Management Guide

The freedom to choose what you do with your money

As wealth grows, so too can the complexity of its management. However, one of the major obstacles to effective planning is the gap between the perception of wealth and reality of wealth.

The most important step in the planning process is to establish clear and concise objectives for your wealth management plan, […]

Payroll – RTI Penalties

HMRC has introduced penalties for employers who report their payroll information late from:

6th October 2014 for employers with 50 or more employees
6th March 2015 for employers with fewer than 50 employees
What Penalties are charged
You can get a penalty if:

Your Full Payment Submission (FPS) was late
You didn’t send the expected number of FPS’s
You didn’t send the Employer Payment Summary (EPS) when […]