January 2016

ad+ Smart Money for January 2016

Welcome to the first issue of our publication for 2016. Have you made your New Year’s resolutions?
Considering that the most common topics are health and finances, there’s a pretty good chance that at least one of them involves a financial goal. On page 10, we look at why the start of a New Year is the perfect time to take […]

Reducing the taxman’s take

To minimise the tax you pay, it’s important to be fully aware of the choices you can make before you make them, so planning ahead and taking professional financial advice is essential. With real-terms tax increases the prospect for the foreseeable future, it makes sense to utilise every available tax relief.

HM Revenue & Customs (HMRC) creates many legitimate opportunities for […]