investments

Take stock of where you are and where you want to be, and plan how best to get there.

Successful long-term wealth creation requires the right balance between shares, bonds and other investments. In the Guide to Investing in 2016, we consider a number of different solutions available to you, and each section explains the basic facts.

There are a number of factors you should consider before deciding on what kind of approach is most suitable for you. These include […]

ad+ Smart Money magazine (July/August 2015)

View the July/August 2015 magazine here.

Inside the latest issue of our magazine we look at how the new pension savings market offers much more flexibility and choice post–6 April this year, which is a positive, but it can be overwhelming. For people planning for retirement in the new world of pension freedoms, there are both risks and opportunities – from passing […]

Informed insight on financial and tax planning issues

This is such an important time of year for taking action on a number of financial and tax planning opportunities, especially for business owners who want to accumulate and preserve personal wealth.

Many companies throughout Central Scotland are enjoying an upturn in trading, including those within the construction and leisure sectors. ad+ is helping business owners within Glasgow and Lanarkshire to […]

Is now the time to invest?

A number of Government approved investment schemes are available to encourage private individuals to invest in smaller high risk unquoted trading companies, and now in social enterprises. Various tax reliefs are available to encourage investment. Here we provide a round-up of your options.

All the schemes have detailed rules on qualifying investors, the investment vehicle and type of investment. The schemes […]

How should you allocate your assets?

Asset allocation aims to balance the risks of any investment with its potential returns. We do this based on your financial goals, your risk profile and the term over which you’re looking to invest. To find out more about how we can help you to determine the asset allocation model that best suits you and your objectives, please contact us.

Investment […]

Make the most of every available tax planning opportunity

Get your tax planning skates on with the end of tax year fast approaching
No one likes to pay more tax than they have to, but one of the challenges of wealth is the high taxation it attracts. With real-terms tax increases the prospect for the foreseeable future the pressure is on to make the most of every available tax planning […]