inheritance tax

Smart Money for September/October 2015

Good financial planning is all about thinking ahead. And planning for the future means making conscious decisions now, rather than getting bogged down in the minutiae of day-to-day events. So, it’s important to take a step back to look the bigger picture occasionally and to ask yourself a few key questions: how are my finances doing? Am I meeting my […]

The joy is in the giving

With the countdown to Christmas well under way there may be some of us with a few gifts still to buy. Before resorting to the panic buying of gift vouchers stop and think about the bigger picture and consider whether there is an opportunity to not only make someone happy but to undertake tax planning at the same time.

There are […]

Integrated Advice to Preserve Your Wealth

Wealth Preservation is a complex area and requires professional financial advice. The structures into which you transfer your assets can have lasting consequences for you and your family. We can help you choose structures and trusts designed to protect your assets and give your family lasting benefits.

Although we have tried to simplify the principles in this guide by looking at […]

Exempt gifts

Passing on parts of your estate
There are some important exemptions that allow you to legally pass your estate on to others, both before and after your death, without it being subject to Inheritance Tax.
Exempt beneficiaries
You can give things away to certain people and organisations without having to pay any Inheritance Tax. These gifts, which are exempt whether you make them […]

It’s Time to Calculate Your Inheritance Tax Bill

Inheritance tax ‘Nil Rate Band’ and rates
Inheritance Tax is charged at the following rate on death:

Inheritance Tax

Current tax year

Taxable value of your estate above which it is charged


Rate at which it is charged


* Inheritance Tax threshold frozen (until 5 April 2018)

We can help you evaluate the size of your estate—which could include assets such as property, pensions, shares and personal […]

Inheritance Tax Matters

Perhaps not quite the ‘voluntary’ tax it was once considered
Effective estate planning is about getting the right balance between maintaining access to your money when you need it and saving tax. This is because, in general, the more tax-efficient a solution is, the less access you have to your assets. Safeguarding your own financial future is very important and giving […]

Wealth Preservation: Protecting your estate for future generations

Nothing is certain but death and taxes.
During the next few weeks will consider a number of different strategies to help you protect and preserve your estate for you and your loved ones.

Benjamin Franklin once said that ‘nothing is certain but death and taxes’. This means that in the event that something happens, you and your loved ones can focus on […]

Make the most of every available tax planning opportunity

Get your tax planning skates on with the end of tax year fast approaching
No one likes to pay more tax than they have to, but one of the challenges of wealth is the high taxation it attracts. With real-terms tax increases the prospect for the foreseeable future the pressure is on to make the most of every available tax planning […]