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estate planning

Smart Money for September/October 2015

Good financial planning is all about thinking ahead. And planning for the future means making conscious decisions now, rather than getting bogged down in the minutiae of day-to-day events. So, it’s important to take a step back to look the bigger picture occasionally and to ask yourself a few key questions: how are my finances doing? Am I meeting my […]

Make a Will

Sharing out your estate
Planning your finances in advance should help you ensure that when you die, everything you own goes where you want it to. Making a Will is the first step in ensuring that your estate is shared out exactly as you want it to be.

If you don’t make a Will, there are rules for sharing out your estate […]

Inheritance Tax Matters

Perhaps not quite the ‘voluntary’ tax it was once considered
Effective estate planning is about getting the right balance between maintaining access to your money when you need it and saving tax. This is because, in general, the more tax-efficient a solution is, the less access you have to your assets. Safeguarding your own financial future is very important and giving […]