On the 1st April 2019, almost all VAT-registered businesses will be required by HMRC to make digital VAT returns every quarter. Is your business ready?
You could invest in new digital accounting software and staff training, or you could relieve your business of the entire processing burden by outsourcing all your bookkeeping and VAT Return work to ad+ Chartered Accountants.
We regularly receive […]
On 6th April 2019 your business and your employees must pay more into the auto-enrolment pension scheme operated by your business. Your business must increase minimum pension payments from 2% of qualifying earnings to 3%; plus, your employees must increase their minimum payments from 3% to 5%. Those increases represent yet another blow to profitability and to take-home pay.
Can your […]
Whether the change is good or bad, you must adjust your implementation action steps to keep in line with those changes. For example, recently, there’s been Brexit, trade wars, China’s slowdown, digitization, 3D printing, and any number of new competitors. Any one of these could render your implementation plans out of date and ineffective.
Another aspect of business that is changing […]
‘Special Purpose Vehicles’, or SPVs, are becoming more common as a means of operating small-scale property developments.
What is a Special Purpose Vehicle
A Special Purpose Vehicle (SPV) is a legal business structure which has been created for a specific, usually limited, purpose and which has specific, usually limited, powers. It can be thought of as a business that has been tailor-made […]
Several local business owners have asked us about two comparatively new developments associated with small-scale property developments. We would like to share some information on these topics with you. We start with crowd funding.
Another source of funding?
Crowd funding can raise debt (loan) or equity (share) capital.
The majority of conversations we have had with local developers have been focussed on crowd […]
I know, as a chartered accountant, that the starting point is always ensuring that the bank accounts are fully reconciled. Which means that all the transactional activity within those bank accounts have been processed properly through the bookkeeping system.
When I was doing my training, most clients operated a manual bookkeeping system. Nowadays we have the advantage of digital cloud based […]
Continuing our series on ways in which you could possibly improve the results of your business. Today, I’d like to suggest you study trends in the marketplace as an indicator of possible new business opportunities for your business. I also suggest that you look beyond your normal market sector to give you a chance of finding something new, novel, or […]
The one constant in business, and in life, is change. You must be in control of your personal circumstances to ensure you can carry the changes and the things that change brings with it.
What I’d like to focus on this morning is ‘wrongful trading’, which is a very strong term. But wrongful trading can come about innocently by just not […]
Jim Ratcliffe lifts the ceiling on goal-setting for ambitious entrepreneurs. According to the Sunday Times Rich List 2018, he has built a business in which his personal share is worth £21 billion, and he has done so in only 20 years.
Whatever levels you are aiming reach in your business, ad+ can help you get there. We’ve advised business owners based […]
There are warnings out there in the general economy about an on-coming recession. Thoughts turning toward dropping values, and other worries. That may be the case, for some, but there is also so much that is good, really good, just now. Many business owners are finding trading conditions, investment opportunities, and availability of finance better than they have experienced in […]